Financing

Estimated property price?

U$300,000 - U$400,000

U$400,000 - U$500,000

U$500,000 - U$600,000

U$600,000 - U$800,000

U$800,000 - U$1,000,000

U$1,500,000+

Estimated down payment?

I am american citizen or
permanent resident

Down payment starting at 0%

I am foreign

Down payment starting at 25%

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Primary residence (must be US citizen or permanent resident)

Second home (personal vacation or student)

Short-term rental investment

Long-term rental investment

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What type of property?

Single-family

Townhouse

Condo

Condo Hotel

Commercial

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FULL DOC

This is the most common type of loan, where you get the best interest rates but have to send a lot of documents to the lender in order to prove your financial capacity. In this case, client must be very proactive in collecting and sending documentation to the lender. Estimated interest rates: 6 - 8% per year.

ALTERNATIVE DOC

This category is an easier type of financing, where you have alternative ways to prove income such as bank statements, stated income, or are not required to prove income at all. You still have to provide some documentation, but not as much as a full doc loan. Estimated interest rates: 7 - 10% per year.

NO DOC

This type of loan is the easiest and quickest way of financing a property. They usually require a higher down payment but only basic documentation. These loans are also known as hard money- and private loans and are very easy to qualify for. Estimated interest rates: 9 - 12% per year.

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Personal information

First Name *

Last Name *

Phone Country Code *

Phone Number *

Email *

What is your current address?

Number *

Street *

City *

State *

Country *

Zip Code *

Lived in primary residence since? *

Own or rent?

Own

Rent

Do you have a mortgage?

Yes

No

What is your marital status?

Married

Single

Spouse's first name *

Spouse's last name *

Spouse's phone country code *

Spouse's phone number *

Spouse's email *

Will you and your spouse be able to be in the US for the closing?

Yes

No

Will you be able to be in the US for the closing?

Yes

No

Do you have children?

Yes

No

Children 1

Children 2

Children 3

Children 4

Children 5

Children 6

What is your occupation?

Employed

Self-Employed

Employed and Self-Employed

Name of company owned *

What is your citizenship?

American

Foreign

What is your credit score?

If you don’t know you can look it up for free at https://www.creditkarma.com

I don't have SS# nor ITIN#

Do you own real estate in US?

Yes

No

Do you have an US bank account?

Yes

No

How would you like to prove your income?

What was your gross income in the last 3 years?

Do you have any other type of income, such as real estate or investments?

How much are your monthly or yearly fixed expenses including mortgages, auto, personal and student loans, credit cards, and property tax, HOA, and insurance for your primary and second home?

How much are your total assets in US dollars?

U$100,000 - U$200,000

U$200,000 - U$300,000

U$300,000 - U$400,000

U$400,000 - U$500,000

Above U$500,000

How much money (liquid assets) you have today? Including all bank accounts in US and other countries.

Do you have any other liquid assets?

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