STEPS TO FINDING A LENDER

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STEPS TO FINDING A LENDER

STEPS TO FINDING A LENDER

STEPS TO FINDING A LENDER

So, you’ve decided to finance a home. Securing a mortgage loan can be a fairly complicated, potentially frustrating endeavor. But by doing the proper preparation and taking a logical approach to the process, you can save yourself the headaches and come away with the best loan for your needs.

 

Steps to finding a lender – Save For Your Down Payment

Down payments typically range from 3 to 20% of the sale price, (though they run 25% and up for foreign buyers), and are an important factor in securing an attractive loan, as higher down payments qualify borrowers for better terms. See our SEVEN WAYS TO SAVE FOR A DOWN PAYMENT for valuable tips on how to conquer this first hurdle.

 

Steps to finding a lender – Get Your Documents in Order

To be pre-approved for a mortgage, you’ll need all your financial documents at hand, including tax returns, pay stubs, bank statements, credit card statements, student and auto loans, etc. It’s important to remember that getting pre-approved doesn’t mean you’re guaranteed to get the loan, as lenders may decide to look more deeply at your finances at any time. Therefore, before you begin the process, make sure there are no red flags lurking in the recesses of your financial history.

 

Steps to finding a lender – Get Pre-Approved

Once you have a suitable down payment and all your financial statements ready, you can start applying for pre-approvals. Just as pre-approval helps the seller identify you as a serious, qualified contender, applying for multiple pre-approvals helps you identify the lender who is best qualified to meet your needs. There are many types of loans, including conventional, FHA, VA, and foreign national loans, and both private institutions and banks to choose from. It can seem complicated, but the Authentic Real Estate Team can help steer you toward the lenders who will best fit your needs.

As part of our comprehensive approach to home buying, we at Authentic Real Estate Team are here to help you secure financing that fits you. From providing financial advice, to providing you access to our extensive network of lenders, we make sure you get the loan that will get you the home.

Available homes

608 Properties found in this filter
1/51
9291 POINT CYPRESS DRIVE, ORLANDO, FL 32836

Price

$25,000,000

Active
Active
Beds
12 beds
Baths
13 baths
SqFt
14,706 SqFt

MLS #: O5965014 | Single Family Residence

9236 BAY POINT DRIVE, ORLANDO, FL 32819

Price

$6,675,000

Active
Active
Beds
6 beds
Baths
8 baths
SqFt
9,764 SqFt

MLS #: O5854037 | Single Family Residence

13337 KIRBY SMITH ROAD, ORLANDO, FL 32832

Price

$6,200,000

Active
Active
Beds
5 beds
Baths
7 baths
SqFt
9,609 SqFt

MLS #: O5975375 | Single Family Residence

New Listing
New Listing
5534 OSPREY ISLE LANE, ORLANDO, FL 32819

Price

$5,900,000

Active
Active
Beds
5 beds
Baths
5 baths
SqFt
7,637 SqFt

MLS #: O5998507 | Single Family Residence

5378 BAY SIDE DRIVE, ORLANDO, FL 32819

Price

$3,950,000

Active
Active
Beds
4 beds
Baths
4 baths
SqFt
5,224 SqFt

MLS #: O5986538 | Single Family Residence

601 JACKSON STREET, ORLANDO, FL 32801

Price

$3,840,000

Active
Active
Beds
2 beds
Baths
1 baths
SqFt
5,000 SqFt

MLS #: O5959225 | Single Family Residence

9202 CROMWELL PARK PLACE, ORLANDO, FL 32827

Price

$3,500,000

Active
Active
Beds
5 beds
Baths
5 baths
SqFt
6,662 SqFt

MLS #: O5977860 | Single Family Residence

9186 BAY POINT DRIVE, ORLANDO, FL 32819

Price

$3,490,000

Active
Active
Beds
4 beds
Baths
4 baths
SqFt
4,167 SqFt

MLS #: O5993236 | Single Family Residence

9131 SOUTHERN BREEZE DRIVE, ORLANDO, FL 32836

Price

$3,395,000

Active
Active
Beds
7 beds
Baths
6 baths
SqFt
8,328 SqFt

MLS #: O5962884 | Single Family Residence

New Listing
New Listing
1521 IVANHOE BOULEVARD, ORLANDO, FL 32804

Price

$2,990,000

Active
Active
Beds
6 beds
Baths
5 baths
SqFt
6,496 SqFt

MLS #: O5998316 | Single Family Residence

19405 LAKE PICKETT ROAD, ORLANDO, FL 32820

Price

$2,900,000

Active
Active
Beds
3 beds
Baths
2 baths
SqFt
3,126 SqFt

MLS #: O5866029 | Single Family Residence

1508 LAKE SHORE DRIVE, ORLANDO, FL 32803

Price

$2,850,000

Active
Active
Beds
4 beds
Baths
3 baths
SqFt
3,612 SqFt

MLS #: O5993042 | Single Family Residence

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