STEPS TO FINDING A LENDER

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STEPS TO FINDING A LENDER

STEPS TO FINDING A LENDER

STEPS TO FINDING A LENDER

So, you’ve decided to finance a home. Securing a mortgage loan can be a fairly complicated, potentially frustrating endeavor. But by doing the proper preparation and taking a logical approach to the process, you can save yourself the headaches and come away with the best loan for your needs.

 

Steps to finding a lender – Save For Your Down Payment

Down payments typically range from 3 to 20% of the sale price, (though they run 25% and up for foreign buyers), and are an important factor in securing an attractive loan, as higher down payments qualify borrowers for better terms. See our SEVEN WAYS TO SAVE FOR A DOWN PAYMENT for valuable tips on how to conquer this first hurdle.

 

Steps to finding a lender – Get Your Documents in Order

To be pre-approved for a mortgage, you’ll need all your financial documents at hand, including tax returns, pay stubs, bank statements, credit card statements, student and auto loans, etc. It’s important to remember that getting pre-approved doesn’t mean you’re guaranteed to get the loan, as lenders may decide to look more deeply at your finances at any time. Therefore, before you begin the process, make sure there are no red flags lurking in the recesses of your financial history.

 

Steps to finding a lender – Get Pre-Approved

Once you have a suitable down payment and all your financial statements ready, you can start applying for pre-approvals. Just as pre-approval helps the seller identify you as a serious, qualified contender, applying for multiple pre-approvals helps you identify the lender who is best qualified to meet your needs. There are many types of loans, including conventional, FHA, VA, and foreign national loans, and both private institutions and banks to choose from. It can seem complicated, but the Orlando Homes For Sale can help steer you toward the lenders who will best fit your needs.

As part of our comprehensive approach to home buying, we at Orlando Homes For Sale are here to help you secure financing that fits you. From providing financial advice, to providing you access to our extensive network of lenders, we make sure you get the loan that will get you the home.

Available homes

10,443 Properties found in this filter
1/871
9508 WINDY RIDGE ROAD, WINDERMERE, FL 34786

Price

$30,000,000

Active
Active
Beds
6 beds
Baths
12 baths
SqFt
SqFt

MLS #: O5941190 | Single Family Residence

1000 10TH STREET, BOCA GRANDE, FL 33921

Price

$23,500,000

Active
Active
Beds
6 beds
Baths
6 baths
SqFt
SqFt

MLS #: D6115616 | Single Family Residence

15305 HWY 320, MICANOPY, FL 32667

Price

$19,900,000

Active
Active
Beds
5 beds
Baths
5 baths
SqFt
SqFt

MLS #: OM619987 | Single Family Residence

1309 VISTA DRIVE, SARASOTA, FL 34239

Price

$18,000,000

Active
Active
Beds
3 beds
Baths
4 baths
SqFt
SqFt

MLS #: A4491997 | Single Family Residence

2450 BRYAN LANE, TARPON SPRINGS, FL 34688

Price

$17,700,000

Active
Active
Beds
9 beds
Baths
11 baths
SqFt
SqFt

MLS #: T3204109 | Single Family Residence

9927 GIFFIN COURT, WINDERMERE, FL 34786

Price

$16,500,000

Active
Active
Beds
12 beds
Baths
11 baths
SqFt
SqFt

MLS #: O5926057 | Single Family Residence

6526 SURFSIDE BOULEVARD, APOLLO BEACH, FL 33572

Price

$15,000,000

Active
Active
Beds
5 beds
Baths
5 baths
SqFt
SqFt

MLS #: T3209787 | Single Family Residence

8218 SANDERLING ROAD, SARASOTA, FL 34242

Price

$14,000,000

Active
Active
Beds
6 beds
Baths
7 baths
SqFt
SqFt

MLS #: A4474535 | Single Family Residence

2621 DUNDEE STREET, TAMPA, FL 33629

Price

$14,000,000

Active
Active
Beds
8 beds
Baths
9 baths
SqFt
SqFt

MLS #: T3300835 | Single Family Residence

1486 HILLVIEW DRIVE, SARASOTA, FL 34239

Price

$13,950,000

Active
Active
Beds
4 beds
Baths
4 baths
SqFt
SqFt

MLS #: A4499907 | Single Family Residence

1000 GENIUS DRIVE, WINTER PARK, FL 32789

Price

$12,450,000

Active
Active
Beds
10 beds
Baths
10 baths
SqFt
SqFt

MLS #: O5937062 | Single Family Residence

1148 GRAND TRAVERSE PARKWAY, REUNION, FL 34747

Price

$11,500,000

Active
Active
Beds
15 beds
Baths
17 baths
SqFt
SqFt

MLS #: O5945274 | Single Family Residence

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